{"id":161,"date":"2023-10-06T13:46:58","date_gmt":"2023-10-06T13:46:58","guid":{"rendered":"https:\/\/www.huckinsfarm.com\/blog\/?p=161"},"modified":"2023-10-06T13:46:58","modified_gmt":"2023-10-06T13:46:58","slug":"tips-to-save-money-on-homeowners-insurance","status":"publish","type":"post","link":"https:\/\/www.huckinsfarm.com\/blog\/tips-to-save-money-on-homeowners-insurance\/","title":{"rendered":"Tips to save money on homeowners insurance"},"content":{"rendered":"<p>Fact: 90% of homeowners in 2023 saw their annual premium increase compared to the previous year.<\/p>\n<p>Also, a fact: The last thing you need is something else in your world to get more expensive.<\/p>\n<p>I know because I\u2019m right there with you.<\/p>\n<p>But unlike the price of eggs or gas, there are a few simple things you (and a great local agent) can do to keep tabs on your homeowner&#8217;s insurance costs:<\/p>\n<p>Raise your deductible<br \/>\nDrop non-essential coverage<br \/>\nDon\u2019t make small claims<br \/>\nShop around every year<br \/>\nReinforce your property<\/p>\n<p>If you\u2019d like to chat more about how to save as a homeowner, I\u2019d love to <a href=\"https:\/\/thedebbiespencergroup.com\/contact\">connect<\/a>! I&#8217;m happy to pass along my favorite local insurance agents who will gladly shop multiple carriers to get you the coverage you need at rates you feel great about.<\/p>\n<p><img decoding=\"async\" class=\"alignnone  wp-image-162 lazyload\" data-src=\"https:\/\/www.huckinsfarm.com\/blog\/wp-content\/uploads\/Copy-of-October-5-Blog-Banner-2-300x169.png\" alt=\"\" width=\"944\" height=\"532\" data-srcset=\"https:\/\/www.huckinsfarm.com\/blog\/wp-content\/uploads\/\/Copy-of-October-5-Blog-Banner-2-300x169.png 300w, https:\/\/www.huckinsfarm.com\/blog\/wp-content\/uploads\/\/Copy-of-October-5-Blog-Banner-2-700x394.png 700w, https:\/\/www.huckinsfarm.com\/blog\/wp-content\/uploads\/\/Copy-of-October-5-Blog-Banner-2-768x432.png 768w, https:\/\/www.huckinsfarm.com\/blog\/wp-content\/uploads\/\/Copy-of-October-5-Blog-Banner-2-1536x864.png 1536w, https:\/\/www.huckinsfarm.com\/blog\/wp-content\/uploads\/\/Copy-of-October-5-Blog-Banner-2-2048x1152.png 2048w\" data-sizes=\"(max-width: 944px) 100vw, 944px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 944px; --smush-placeholder-aspect-ratio: 944\/532;\" \/><\/p>\n<p>Source: <a href=\"https:\/\/www.policygenius.com\/homeowners-insurance\/how-much-does-homeowners-insurance-cost\/\">https:\/\/www.policygenius.com\/homeowners-insurance\/how-much-does-homeowners-insurance-cost\/<\/a><\/p>\n<table style=\"height: 273px\" width=\"373\">\n<tbody>\n<tr>\n<td><strong>DEBBIE SPENCER GROUP<\/strong><\/td>\n<\/tr>\n<tr>\n<td>REALTOR\u00ae, CRS, SRES<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">m: 617-285-7300<br \/>\nt: 781-860-7300<br \/>\ne: <a href=\"mailto:debbie@thedebbiespencergroup.com\">debbie@thedebbiespencergroup.com<\/a><\/td>\n<\/tr>\n<tr>\n<td>1 Militia Drive, Suite 204, Lexington, MA 02421<\/p>\n<p><a class=\"alignleft\" href=\"https:\/\/www.thedebbiespencergroup.com\" target=\"_blank\" rel=\"noopener\">www.thedebbiespencergroup.com<\/a><\/p>\n<p><img decoding=\"async\" class=\"size-medium wp-image-24 aligncenter alignleft lazyload\" data-src=\"https:\/\/www.huckinsfarm.com\/blog\/wp-content\/uploads\/Debbie-Spencer-Group-KW-Logo-300x50.jpg\" alt=\"Debbie-Spencer-Group-KW-Logo\" width=\"300\" height=\"50\" data-srcset=\"https:\/\/www.huckinsfarm.com\/blog\/wp-content\/uploads\/Debbie-Spencer-Group-KW-Logo-300x50.jpg 300w, https:\/\/www.huckinsfarm.com\/blog\/wp-content\/uploads\/Debbie-Spencer-Group-KW-Logo.jpg 500w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/50;\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>Fact: 90% of homeowners in 2023 saw their annual premium increase compared to the previous year. Also, a fact: The last thing you need is something else in your world to get more expensive. I know because I\u2019m right there with you. But unlike the price of eggs or gas, there are a few simple<a class=\"more-link\" href=\"https:\/\/www.huckinsfarm.com\/blog\/tips-to-save-money-on-homeowners-insurance\/\">Read more<\/a><\/p>\n","protected":false},"author":4,"featured_media":163,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[26,41,40,38,39],"class_list":["post-161","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-notice","tag-bedford","tag-budget","tag-huckins","tag-insurance","tag-the-debbie-spencer-group"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Tips to save money on homeowners insurance - Huckins Farm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.huckinsfarm.com\/blog\/tips-to-save-money-on-homeowners-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tips to save money on homeowners insurance - Huckins Farm\" \/>\n<meta property=\"og:description\" content=\"Fact: 90% of homeowners in 2023 saw their annual premium increase compared to the previous year. Also, a fact: The last thing you need is something else in your world to get more expensive. I know because I\u2019m right there with you. But unlike the price of eggs or gas, there are a few simpleRead more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.huckinsfarm.com\/blog\/tips-to-save-money-on-homeowners-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Huckins Farm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/HuckinsFarmBedford\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-06T13:46:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.huckinsfarm.com\/blog\/wp-content\/uploads\/Copy-of-October-5-Blog-Banner-1-700x394.png\" \/>\n\t<meta property=\"og:image:width\" content=\"700\" \/>\n\t<meta property=\"og:image:height\" content=\"394\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Debbie Spencer\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Debbie Spencer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.huckinsfarm.com\\\/blog\\\/tips-to-save-money-on-homeowners-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.huckinsfarm.com\\\/blog\\\/tips-to-save-money-on-homeowners-insurance\\\/\"},\"author\":{\"name\":\"Debbie Spencer\",\"@id\":\"https:\\\/\\\/www.huckinsfarm.com\\\/blog\\\/#\\\/schema\\\/person\\\/5120f544423c8537a1f1888dde1070c5\"},\"headline\":\"Tips to save money on homeowners insurance\",\"datePublished\":\"2023-10-06T13:46:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.huckinsfarm.com\\\/blog\\\/tips-to-save-money-on-homeowners-insurance\\\/\"},\"wordCount\":177,\"image\":{\"@id\":\"https:\\\/\\\/www.huckinsfarm.com\\\/blog\\\/tips-to-save-money-on-homeowners-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.huckinsfarm.com\\\/blog\\\/wp-content\\\/uploads\\\/Copy-of-October-5-Blog-Banner-1.png\",\"keywords\":[\"Bedford\",\"budget\",\"huckins\",\"insurance\",\"the debbie spencer group\"],\"articleSection\":[\"Notice\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.huckinsfarm.com\\\/blog\\\/tips-to-save-money-on-homeowners-insurance\\\/\",\"url\":\"https:\\\/\\\/www.huckinsfarm.com\\\/blog\\\/tips-to-save-money-on-homeowners-insurance\\\/\",\"name\":\"Tips to save money on homeowners insurance - 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